How long does it take for physical checks for clear? Jeff Swersky September 06, 2018 22:39 Updated Follow This is a question that needs to be answered by your bank but many banks credit your account within 72 hours. Related articles eCheck Solutions Compared Do You Need Special Paper? How can I deposit a Printed Check? (Can I take it to the bank?) Do I need to have a US Bank Account? Enhanced Verification Solutions Comments 0 comments Please sign in to leave a comment.