Bank Authentication: Instantly verify bank account ownership and account balances using a payment link where users are prompted to enter their online bank username/password. Your customer is only allowed to submit payment if they have sufficient funds in their account. This greatly reduces NSF fees. See how it works in this Demo Link.
Funds Confirmation: Enter checks manually or send a payment link to your customer, we ping the account for a balance confirmation response. Check entered by 12pm EST and receive a response by 5pm EST. You will receive a green light for sufficient funds, red light for insufficient funds, and yellow light if bank is out of network.
Basic Verification: Enter checks manually, use the payment link, batch upload, or via API. We alert you if the account is closed, has a negative balance, or is invalid. Response codes post to the portal for your view. Print and deposit at your discretion. Hover over the response code button in the dashboard for a detailed description.
Signature Capture: You can require your customers to sign using their mouse or finger on smartphone. This can reduce fraud and customer chargebacks.
See Full Comparison below: