Is there a fee charged if my checks get returned? Darren Shields October 30, 2020 16:11 Updated No, Seamless Chex does not charge if your checks get returned. Most banks charge between $10-20 for returns checks. Related articles Funds Confirmation vs. Bank Authentication Free trials on Seamless Chex Funding time for Seamless Chex Product(s) is best for my business What is my routing and account number? Comments 0 comments Please sign in to leave a comment.