Bank Authentication: Instantly verify bank account ownership and account balances using a payment link where users are prompted to enter their online bank username/password.
Your customer is only allowed to submit payment if they have sufficient funds in their account. This greatly reduces NSF fees.
Funds Confirmation: Enter check manually or send a payment link to your customer, we ping the account for a balance confirmation response.
Check enter by 12pm EST and receive a response by 5pm EST. You will receive a green light for sufficient funds, red light for insufficient funds, and a yellow light if the bank is out of network.